Since 2020 governments around the world realized, despite intense bank lobbying, they cannot ban innovation in finance any longer. Crypto and AI regulations started rolling in, opening the road to mass institutional adoption. Since then Stoyan Atipov is one of the global pioneers leading the way, designing the tools and products of the first licensed crypto-native financial institutions in Singapore and Europe. He is a founder and member of a number of professional organizations, including PAN Blockchain Association and Composite Finance Institute and a PhD candidate in applications and regulation of disruptive innovation in finance. Today he is working with Vesto, a EU-licensed CASP, providing modern financial services to companies who are reinventing their approach to money and assets in pursuit of autonomy, competitive prices and operational excellence.
